Harborview Financial Partners is your source for financing options when it comes to Commercial Real Estate mortgage credit facilities. As a partner in your business strategy, we work closely with a large assortment of lenders, from institutional to non-conforming, from sources for small balance commercial finanincg to sources that can syndicate your facility amongst numerous lenders and thereby alleviating increased exposure risk due to portfolio concentration. We have lenders that offer standard income programs considered to be full documentation, through stated income lenders, pro-forma lenders and hard money lenders.Having the ability to place our clients with a myriad of institutions, we offer the ability to offer longer terms than traditional lenders or more aggressive programs that match your immediate and long-term needs. In a world where cash flow is king, we have programs that can extend to a fully amortized thirty (30) year program, which in turn allows you the ability to decrease your cash flow requirements in servicing your mortgage debt and concentrate on running your business.Our programs offer you the ability to custom tailor a financing package that best suits your needs. We offer the ability to finance purchases, acquisition and development projects, refinances (both cash out as well as rate and term) and we also offer mezzanine financing and bridge loans to further support our clients business needs. Some of the premier features of the products represented by HFP include the following items:
- 30-year Amortization
- Loan-to-Value Ratios up to 97% (higher in some shared equity situation)
- 48-hour preliminary approval times in cases under $1.0MM
- Refinance for unlimited cash out purposes
- Appraisals sourced via national bid network
- Environmental Insurance Policies versus costly Phase 1 Environmental Studies
- Fully Amortizing terms or Interest Only w/reserves if best suited to your request
- No required deposits to the lender
- No on-going financial reporting requirements for years to come
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